ADIB has launched two Marriott Bonvoy co-branded Visa cards in the UAE. The Marriott Bonvoy credit card pair — Visa Infinite and Visa Signature — earns points on everyday spending, redeemable for stays, room upgrades, dining and experiences across Marriott’s more than 30 brands and 10,000 destinations, or transferable to more than 40 airline partners.
The launch brings together ADIB, Marriott Bonvoy and Visa, in a structure ADIB says stays within its Sharia-compliant model.
How the Marriott Bonvoy credit cards compare
| Visa Infinite | Visa Signature | |
|---|---|---|
| Welcome points | up to 200,000 | 50,000 |
| Elite status on approval | Gold Elite | Silver Elite |
| Fast-track path | Platinum at US$25k/yr | Gold at US$15k/yr |
| Elite Night Credits per year | 15 | 10 |
| Points per US$1 at Marriott hotels | 8 | 3 |
| Annual fee | AED 2,500 | AED 499 |
The Infinite card also earns up to 4 points per US$1 on international spending and 3 on domestic, while the Signature earns up to 2 and 1.5. Both cards renew with points — 85,000 on the Infinite (enough for a free night award), 35,000 on the Signature.
Points, status and a US$100 property credit
The welcome bonuses are a limited-time offer running from 27 August to 30 November 2026. Infinite cardholders can earn up to 200,000 points and fast-track from Gold to Platinum Elite on US$25,000 of annual spend; Signature holders get 50,000 points and Silver Elite, with a path to Gold at US$15,000.
The Infinite adds a US$100 property credit for qualifying in-hotel purchases at Ritz-Carlton and St Regis properties on paid two-night direct bookings — which narrows the audience nicely. Both cards are “covered cards” under ADIB’s Sharia-compliant model, with a monthly profit rate of 3.75% rather than conventional interest.
“The UAE is home to a highly engaged community of travellers, and these cards are designed to give them greater flexibility in how they earn and redeem Marriott Bonvoy points.”
Andrew Watson, Chief Commercial Officer, EMEA, Marriott International
What it means for UAE travellers
For UAE cardholders, the cards carry an AED annual fee rather than a dollar one, and the profit-rate model keeps them compliant for customers who want Islamic banking alongside hotel points. Marriott’s UAE footprint — including Ritz-Carlton and St Regis properties in Dubai and Abu Dhabi — makes the property credit and status fast-tracks usable close to home, not just on long-haul trips.
ADIB’s Amit Malhotra, Global Head of Retail Banking, called the launch a “significant step” in rewarding customers, and Visa’s Salima Gutieva pointed to acceptance at more than 150 million merchant locations worldwide. The cards join a busy UAE market for travel cards: Liv’s multicurrency Visa card targets the same frequent travellers, and Emirates NBD’s Rewards Hub routes points into Apple Store and travel bookings. Sav and Visa’s five-year deal underlined how much of the region’s card strategy now runs through points partnerships.
What is a covered card?
ADIB’s term for a credit card under its Sharia-compliant model. Instead of interest, the bank charges a monthly profit rate — 3.75% here — and covers your purchases, which you repay in full or in instalments.
What are the annual fees on the Marriott Bonvoy ADIB cards?
AED 2,500 for the Visa Infinite and AED 499 for the Visa Signature. A fifth supplementary card on either account carries the same fee as the primary card.
What do you need to apply for a Marriott Bonvoy ADIB card?
A valid passport, your Emirates ID, a bank account statement for the last three months, and a salary certificate no more than 30 days old. Applications take about 10 minutes online.
