Botim brings fractional gold investing to the UAE

Gold investing just landed inside botim. Through a new tie-up with O Gold, users in the UAE can now buy, sell and earn on digital gold from as little as 0.1 grams. The feature sits in botim’s Invest section and brings fractional ownership, Shariah-aligned earnings, and simple account flows into one place. The companies claim this is the first integrated gold investment feature of its kind on a fintech platform in the MENA region, targeting Botim’s 8.5 million users in the UAE.

What has been launched and who it’s for

This is an in-app gold investment feature inside botim, powered by O Gold.

Buy and sell starting from 0.1 g
Manage holdings inside botim’s Invest tab
Earn 3% per year in grams via a gold leasing programme, benchmarked to global lease rates
Shariah compliance via certification from AlHuda CIBE
Available to botim users in the UAE

The integration pairs O Gold’s digital precious metals rails with botim’s fintech stack. The goal is to lower the barrier to entry for gold ownership. Users start small, maintain control within a single app, and (if they opt in) earn a yield paid in gold, not cash. That suits users who want to stack grams over time without moving money between platforms.

Key details for UAE users

You can start with tiny amounts and stay within the local context.

Minimum purchase: 0.1 g
Indicative entry point in dirhams: O Gold allows fractional ownership from 1 AED in its app experience
Access point: botim > Invest
Location focus: UAE users at launch
Timing: announced 25 August 2025

For residents in the UAE, this matters for two reasons. First, gold is already a popular savings asset across the region. Second, the UAE is a major trading hub for gold exports, reported at $53.41 billion in 2024–2025. Having a fractional option inside a widely used app could pull more first-time investors into a regulated flow that feels familiar.

How the Gold Earning (Leasing) works

O Gold’s leasing feature lets users earn a return in gold grams.

Stated yield: 3% per year in grams
Pegged to: prevailing global gold lease rate benchmarks
Example reference: recent London rates about 3.25% per year
Payout form: gold, not fiat
Intent: align with Shariah by avoiding interest-style payouts

Instead of paying cash interest, earnings accrue in gold. That keeps exposure in the same asset you hold. Users should still note that gold prices move. A gram-denominated yield helps you grow weight, but the AED value can rise or fall with the market. The claim is that the rate targets the same neighbourhood as global lease benchmarks, while keeping the structure simple inside the app.

Shariah compliance and custody signals

The partners highlight compliance and backing.

Certification: Shariah compliance from AlHuda CIBE
Backing: digital assets fully backed by physical high-purity metals, according to O Gold
Delivery and insurance: O Gold states secure delivery with insurance for physical fulfilment
Ethical finance posture: positioned to meet Islamic finance standards

For users who care about structure, this setup tries to meet two checks: religious compliance and asset backing. The company states that every digital gram corresponds to physical metal and that processes meet CIBE standards. That is the core of trust for savers who want gold exposure without handling bars and coins.

Market context and traction

The release positions this as both a product and a regional signal.

First integrated gold investment feature on a fintech platform in MENA, according to the companies
botim user base: 8.5 million in the UAE; 150 million globally across 155 countries
O Gold users: 100,000+ within a few months of launch
UAE gold exports: $53.41 billion in 2024–2025

Two growth levers stand out. One is distribution: botim already has scale and daily usage. The second is cultural fit: gold is familiar, seen as a store of value, and already sits in family saving habits. Add fractional tickets and in-app flows and you get an entry ramp designed for first-timers.

What to expect in the app

The experience lives inside botim’s Invest section.

Actions: buy, sell, track, and opt in to leasing
Small starts: from 0.1 g, sized for beginners
One wallet: manage within botim’s fintech rails
Availability: live now for UAE users, per the partners

If you already use botim for everyday services, this keeps money tasks in one place. If you’re new to gold, starting at 0.1 g limits risk while you learn how pricing and spreads feel in practice. The key is to treat this like any asset: set a plan, use recurring buys if the app supports them, and keep records for your own tracking.

Quotes from the teams

Astra Tech | botim COO Ahmed Mourad framed the launch as making fractional gold simple and secure for more than 8 million users in the UAE and as part of botim’s wider fintech push.
O Gold founder Bandar Alothman called the partnership a way to extend access through botim’s reach and in-app payments, after crossing 100,000 users in the early months.

Practical notes for UAE readers

A few basics before you tap buy.

Gold price risk: your AED value can go up or down
Leasing risk: yields are not guaranteed, and rates can move with benchmarks
Fees and spreads: check them in-app before trading
Records: keep screenshots or statements for your personal files
Compliance: confirm your account verification to enable features

None of the above is advice. It’s a checklist. If you want set-and-forget exposure, fractional size helps. If you plan to earn, read the leasing terms and how redemptions work. If you need more detail on O Gold, see the company site at www.ogold.app.

FAQs

What is the minimum amount I can invest?

You can start from 0.1 grams inside botim. O Gold also supports fractional ownership starting from 1 AED in its app experience.

How does the 3% gold earning work?

It is a leasing programme that pays returns in gold grams, guided by global gold lease rate benchmarks. The release cites a 3% annual yield and notes London rates around 3.25% per year recently.