Banking Becomes Optional as du Pay ‘Salary in the Wallet’ Launches in UAE

du Pay’s new digital wallet service enables UAE workers to receive payments without a bank account. IBAN, debit card, and full digital access included.

Abbas Jaffar Ali
By
Abbas Jaffar Ali
Abbas has been covering tech for more than two decades- before phones became smart or clouds stored data. He brought publications like CNET, TechRadar and IGN...
3 Min Read
du Pay wallet, UAE salary wallet, digital salary UAE, unbanked workers UAE, du Pay features, zero balance account UAE
TL;DR
  • ‘Salary in the Digital Wallet’ lets UAE workers receive wages directly into du Pay
  • Ideal for low-income workers with no access to banks
  • Includes IBAN, mobile app, debit card, and international transfer features

No bank account? No problem. du Pay just made salary payments digital and straightforward for everyone earning under AED 5,000 a month.

Digital salaries land straight into your du Pay wallet

Getting paid just got easier for thousands of workers across the UAE. du Pay, the digital finance arm of telecom provider du, has launched its new ‘Salary in the Digital Wallet’ feature. It does what it says on the tin—workers can now receive their wages directly into their du Pay digital wallets.

  • Users get a unique IBAN with their du Pay account
  • Salaries land straight into the app, no bank needed
  • Physical du Pay card included for easy spending

This isn’t just a tech gimmick. For many low-income workers in the UAE—especially those earning under AED 5,000 a month—it’s the first real alternative to cash and traditional bank accounts.


Zero-balance account, full access to digital money tools

No minimum deposit, no banking red tape. With du Pay, users can open a zero-balance account in minutes. That unlocks full access to their money via mobile.

  • Instant international transfers
  • Utility and telco bill payments
  • Mobile recharges and card payments

This feature is a win for financial inclusion. Most of the UAE’s low-income workforce has limited access to traditional banking. du Pay plugs that gap—offering secure, cashless options for spending and saving.


Employers can ditch the envelope, too

du Pay says it’s just getting started. Soon, employers in the UAE will be able to use the same system to manage payroll digitally.

  • Faster salary disbursement
  • No physical paperwork
  • Easier access for workers

This aligns with the UAE’s national goal of building a fully digital and inclusive financial system. It’s not just about convenience. It’s about giving everyone a fair shot at modern money management.


Built for UAE workers, backed by the Central Bank

du Pay isn’t some unregulated fintech start-up. It’s backed by Emirates Integrated Telecommunications Company (EITC) and licensed by the Central Bank of the UAE.

  • Strong security and compliance standards
  • Local support and integration
  • Trusted brand with existing infrastructure

That means users don’t just get shiny tech—they get a financial service that’s properly regulated and built with the UAE’s infrastructure in mind.


FAQs

Who can use du Pay’s Salary in the Wallet service?

Any resident in the UAE, especially workers earning less than AED 5,000 monthly, who may not have a traditional bank account.

Do I need to keep a minimum balance in du Pay?

No. du Pay allows zero-balance accounts, so users aren’t penalised for not keeping money in the wallet.

What can I do with the du Pay wallet?

You can receive salaries, transfer money internationally, pay bills, recharge phones, and use a physical card for purchases.

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Abbas has been covering tech for more than two decades- before phones became smart or clouds stored data. He brought publications like CNET, TechRadar and IGN to the Middle East. From computers to mobile phones and watches, Abbas is always interested in tech that is smarter and smaller.